Environmental Appetite

 

Policy specifics

  • Environmental Package (GL/CPL/PL)
  • Stand Alone Contractor’s Pollution Liability
  • Combined Contractor’s Pollution and Environmental Consultant’s Liability
  • Umbrella (including CPL, PL, Auto and EL) – Supported Only (except for Auto and EL)

 

Max Limits: Up to $11 million (primary and umbrella)

Min Premium: $1,500

Min Deductible: $1,000

Excluded States: NY (except for monoline CPL)

 

Target Gross Revenue Size: $10 million or less EXCEPT $25 million or less for CPL Only

 

Environmental Package Target Classes:

Fire/Water Restoration Contractors

Mold Remediation, Assessments, Consulting and Decontamination Soil and Groundwater Remediation

Storage Tank Removal Asbestos/Lead Abatement Radon mitigation

PCB Removal Brownfield Remediation Emergency Response

Carpet and Upholstery Cleaning Phase I, II and III Assessments Design of Remedial Action Programs

Laboratory Analysis of Materials or Pollutants

Project Management for Remediation/Restoration services Lead, Asbestos and Radon Assessments and Inspections Environmental Regulatory Consulting and Permitting

Other Environmental Contractors that perform clean-up, abatement, remediation, removal, excavation, containment, treatment, detoxification or neutralization of existing pollution conditions.

Other Environmental Consultants that perform testing, monitoring or investigation of pollutants, including the design of systems and protocols for the testing, monitoring, investigation, clean-up, abatement, remediation, containment, treatment, detoxification or neutralization of existing pollution conditions.

Stand Alone CPL Target Classes:  Environmental Contractor Target Classes: Fire/Water Restoration Contractors

Mold Remediation, Assessments, Consulting and Decontamination Emergency Response

Carpet and Upholstery Cleaning Soil and Groundwater Remediation

Above and Underground Storage Tank Removal Brownfield Remediation

Lead, Asbestos and PCB Remediation Radon Mitigation

Other Environmental Contractors that perform clean-up, abatement, remediation, removal, excavation, containment, treatment, detoxification or neutralization of existing pollution conditions

 

Non-Environmental Contractor Target Classes: Street and Road Contractors

Concrete Contractors General Contractors Painters

Plumbing, HVAC and Electrical Contractors Demolition Contractors

General Contractors

Salt, brine, mud and frack water haulers (transportation pollution only)

 

 

Excluded Classes:

Non-environmental Geotechnical Engineers, including soil compaction, testing and construction material testing

Real Estate Developers

New Construction or contracting involving single family homes (except for stand alone CPL) EIFS

Marine Exposures

Oil and Gas Contracting (except for non-production related services on a case by case basis) Architects and Engineers

Pipeline design, installation, servicing, and leak detection (except services related to storage tank installation or removal)

Product/Equipment Design Process Engineering Building Inspection Landfills

Dry Cleaners

Potable Water System Design Dam Testing

Road/Bridge/Highway Engineering (except for CPL only)

Construction Appetite

 

Commercial Construction

  • GC’s
  • Subcontractors

 

Residential Construction

  • GC’s
    • Target – Custom builders and Repair/Remodel/Addition Work
    • Less than five (5) homes per year for new construction
  • Subcontractors
    • Target – “Inside the envelope” contractors (No roofers, framers, graders, foundation, door and window contractors)
    • New Construction (25 homes or less per year) and Repair/Remodel/Addition

 

Max Limits: 2/2/2

Min Premium: $2,000

Min Deductible: $1,000

Excluded States: NY, CO, NV

 

Target Gross Revenue Size: $10 million or less (will consider larger accounts on a case by case basis)

 

Target Classes:

Carpentry (interior or finish work only) Cable Installation

Concrete Construction (flat work, driveways and patios) Door & Window contractors (repair and remodel only) Driveway, parking area or sidewalk contractors Electrical Contractors

Floor Covering Installation

General Contractors – Residential custom homes (less than 5 homes per year) or Repair/Remodel work General Contractors – Commercial

HVAC Contractors

Landscaping including lawn treatment

Masonry Contractors (flat work, driveways and patios) Metal Erection Contractors (non-structural only) Plumbing Contractors (less than 2 stories)

Painting Contractors

Solar Panel Installation Contractors

Tile, Stone, Marble, Mosaic or Terrazzo Work (interior work only) All other trades not shown in Excluded List

 

 

Excluded Classes:

Condominium, Co-Ops or Townhome Work (except repair or remodel) Crane rental and operators

Demolition Contractors (except interior work) Elevator Contractors

Foundation/Structural Concrete Contractors Fire Sprinkler Installation or Service work Framers (except repair/remodel/addition work)

Graders of Land Contractors (except repair/remodel/addition work) Marine Construction

Mining

Oil, Gas & Chemical Contractors

Roofers (except repair/remodel/addition work) Scaffolding contractors and erection

Street & Road Construction Swimming Pool contractors Underground mining

Underpinning, Tunneling, Shoring or Pile Driving Contractors Utility maintenance

Waterproofing Contractors

YOUR NEXT VACATION IS ON

RANCHO PACIFIC!

FOR EVERY BIND WITH OUR ELITE PROGRAM FROM 10.1.17-12.31.17,

YOU WILL RECEIVE RAFFLE TICKETS ENTERING YOU TO WIN:

GRAND PRIZE:

$1,000 SOUTHWEST® GC, $500 VISA® GC, $1,000 HOTELS.COM® GC

$1-2,500 BASE PREMIUM =1 TICKET

$2,501-5,000 BASE PREMIUM=2 TICKET

$5,001-$10,000=3 TICKETS

$10,001- $15,000 = 5 Tickets

$15,001 – $20,000 = 7 tickets

$20,001 and above = 10 tickets

 

Submit Quick Quote form or online questionnaire for a quick indication.

For a formal quote, provide: Acords 125, 126 and ANY Supplemental.

 

To access all of our other markets, GL and WC, submit 4 ways to get a Quote:

 

  1. Call us for phone Indication at 800-806-2794  x106 Or x103
  2. Go to our Website at www.ranchopacific.com and complete the “submit for best rate quote now”
  3.  Complete the attached form and email quote@ranchopacific.com or fax to 858-923-2191.
  4. Or submit Accords Forms

Let us do the work and you do the Selling!

Call us any time. We look forward to writing business with you!